Lois is currently an Exec-in-Residence at the Global Risk Institute. Here upcoming book entitled - A Riskier World? It's Here - A Global Risks and Trends Framework, will be published in the fall. Prior to joining Schulich, Ms. Tullo was CFO at CIBC Finance Inc where she was responsible for a $6 billion portfolio of student and car loans. She was also responsible for interim risk management and HR. Before that Ms. Tullo was Director of Finance, HR, and Business Process Redesign at Unitel Communications. She was a management consultant at Nolan, Norton Canada/KPMG. At NNC she consulted on the link between business strategy and information technology architecture. Ms. Tullo worked in Ethiopia with Food for the Hungry, a relief and development organization. In Ethiopia during the civil war, she was responsible for operations, financing, and logistics at FFH. At Transcanada Piplelines Ltd., TCPL, she provided systems design and data analysis. Lois is a CPA/CA, she articled with Clarkson Gordon Toronto (E&Y) and PWC in Calgary, she has an EMBA from The Ivy School of Business, and a B.Comm from the University of Saskatchewan, and holds the ICD.D. Ms. Tullo is currently the Chair of Urban Promise, Jlt & Associates, BOD for The Richview Residence Foundation, and former BOD for Jameson Bank, The Boulevard Club, and the Girl Guides of Canada. She has been chair of both the finance and HR committees.